Business Insurance

Electricians, plumbers, builders, and other trades must carry liability insurance for work on residential and commercial projects—especially with B.C.’s strict building regulations.

This coverage safeguards commercial buildings—offices, retail units, warehouses—from fire, water damage, vandalism, legal liability if someone is injured on your property, and can replace lost rental income if the building becomes untenantable.

Designers, consultants, e-commerce sellers, and other home-based B.C. businesses need insurance for liability and business equipment, which isn’t covered under standard home policies.

Common in B.C.’s active housing market, these professionals need E&O and liability coverage to meet licensing and strata requirements.

Hotels, tour guides, adventure companies, and vacation rental operators face unique risks due to B.C.’s outdoor tourism industry.

From Vancouver eateries to craft breweries across the province, these businesses require liability, property, and equipment protection.

Clinics, physiotherapists, massage therapists, counsellors, and alternative health practitioners need professional liability insurance as required by many B.C. regulatory bodies.

Whether in Vancouver, Victoria, or small communities, retailers need coverage for customer injuries, theft, and property damage.